should i use insurance to replace windshield

The car and infant car was parked and unoccupied. They told me to take pictures of car seats and e-mail it to them along with make and model and they would send me cheque for replacement values of both. If the manufacturer of your car seat says it needs to be replaced after any type of crash, then it needs to be replaced. We had to replace all four of our seats recently and my insurance company did try to tell me that they would not replace them due to the minor accident we had. For example, if your windshield replacement costs $400 and your deductible is $250, you'll … Hi thanks for the great info and answers. Since your vehicle had to be towed it doesn’t meet all 5 of the NHTSA crash criteria which would mean it’s safest to replace the car seat. Can I use any Dodge windshield for a 2004 Dodge Neon? The best thing for the new urethane to adhere to is the old urethane. You’ll want to check what your car seat owner’s manual says or contact the manufacturer to make sure. The thieves cut out the seat belts, took a knife to the dash and who knows what else in there.). In this case, 84% of readers who voted found the article helpful, earning it our reader-approved status. However, some places might be able to do it in 30 minutes. We'll see you at our next newsletter!Â. For over 65 years, Crystal Glass has specialized in windshield replacements, rock chip, glass repair and all types of auto glass replacement. Then, use an extended handle razor knife to cut through the urethane and separate the windshield from the frame. What types of car seats are they? The amount you pay depends on … Be careful with the positioning; the metal wiper arm is spring-loaded, and it could snap back and crack your windshield. Remember that whether or not a child is in the seat, the car seat is still being restrained by the seat belt or the LATCH system and is feeling the crash energy. In our experience, it really depends on the insurance company. Some simply say buy a new one and send us the receipt and some want to prorate it and we’ve heard about some arguing about replacing it at all. I also understand that you might not be able to get the vehicle to the dealer for inspection. That’s for both hitting a moose! Recently had a tiny rock hit the windshield. My manufacture says to replace it after every accident. If you can’t get it to them ask them how your mechanic can evaluate the state of the seat belt. Hi Ernestina, As far as I’m aware from our research it’s not a law in any state. Ultimately the Authorized Dealer for the brand of car you own will be the best judge of that. Person on the other end said, at the end of the day, if you feel uncomfortable, shouldn’t you just go and purchase one yourself? I live in arozona. A cracked, broken or pitted windshield is something you don’t want to mess around with. I was recently rear ended and had my baby. There is no way I still would have the receipts, one of them way purchased 2 years ago. It was in the trunk which was damaged. It depends. I think, however, that if they refuse I will do as was suggested above and ask for a certified letter stating that they are responsible for any failures of the car seat should their be a future accident. Hi Margarita, Assuming your car seat manual says it needs to be replaced or you contacted the car seat manufacturer and they said it needs to be replaced, it needs to be replaced. We’re sorry you had two experiences crashes so close together and we’re glad to hear the insurance companies were so supportive in making sure your car seats are safe. Their insurance told me I could buy new ones and they would reimburse me, and I have 4 car seats ! To dispose of it properly, you want to essentially make it unusable by anyone else. The car seat itself can be quite heavy and the restraining force to hold just the seat can stretch seat belt, lower anchor or tether webbing or stress the plastic shell. The insurance company doesn’t have to replace it. If the crash was minor based on NHTSA’s guidelines in the article and there was no visible damage to the car seat base then typically no. I can’t give legal advice as I’m not a lawyer or insurance agent. If the crash was minor and there was no visible damage to the car seat then typically no. You make a very good point about rear-end collisions that NHTSA does not seem to consider in their criteria. Then, use an extended handle razor knife to cut through the urethane and separate the windshield from the frame. One was clearly repositioned in the car. For many, replacing a windshield will cost less than your insurance deductible, meaning you will pay cash. As we’ve responded to others, you can tell the insurance… the car seat manufacturer cannot be held liable if the car seat fails in a subsequent crash because they said to replace it, is State Farm willing to take on that liability? Maybe plan to provide them pictures of the crash and a description of injury/bruising from the seat belts on the occupants. Learn how to fix the most common car seat mistakes with this report. I buy really expensive car seats and have three kids so having a extra 900 dollars sitting around for car seats isn’t a reality. Learn more about when and why you should replace your windshield. I live in AZ and my insurance.. State farm told me they will reimburse a replacement car seat with a receipt. I’m sorry, I can’t give an absolute answer. What you need to know about cracked windshields & car insurance. My insurance asked for receipts also. If you choose to cut from the outside you might have a problem when the windshield has been placed too close to the pinch-weld. Some car seat manufacturers require that seats, even the base, be replaced after a crash no matter if the crash was minor or severe.

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